F is for Financial Literacy Month is in April

F is for Financial Literacy Month is in April

Spring has sprung, and so has the national celebration of Financial Literacy Month. Of course, there are plenty of silly-sounding national holidays we hear about regularly now. But being financially literate is an important one to celebrate every day of the year! At Zuraw Financial Advisors, we aim to have all of our clients be comfortable and confident in their financial literacy. And we make it easy for those who are not clients to learn as well.

In 2004, the Senate created Financial Literacy Month. The purpose is to raise awareness of the importance of financial education. It highlights the serious implications that are associated with not understanding your personal finances. This month is meant to be observed with educational activities in schools, nonprofits, and local governments.

Being financially literate is extremely important. Taking control of your finances only goes so far if you don’t know how to. Or are prone to making mistakes that may cost you in the long run. Skills such as budgeting, investments, doing taxes, taking out a loan, and buying expensive items like cars and houses are seldom taught in school. Yet these skills are extremely important for your everyday life. 

Below are our favorite tips to becoming financially literate:

Educate Yourself on the Simple Things

It is vital to learn the basics of banking, credit cards, and budgeting. Therefore, having a solid foundation on these subjects will help you learn how to manage your money in day-to-day life. And help to save for emergencies and retirement.

Reach Out for Help on the Big Things

Interested in investing, opening a trust, or opening a retirement account? For a sound financial future, find a financial advisor who is also a fiduciary. A fiduciary advisor can steer you in the right direction for your wants and needs. They help you navigate a financial plan with your best interest in mind.

Teach your Kids 

Financial literacy starts young. So, it is essential to teach your kids the importance of saving, spending, and how to earn money before they hit employment age. Starting out with a small allowance and teaching them how to budget can make a world of difference in their lives. And even possibly your own life down the road.

Financial literacy is important for everyone, no matter age, means, or employment status. And remember, it is never too late to learn! Get involved in some of April’s Financial Literacy Month events here. Also, keep reading our blog for more education tips on your financial literacy journey!


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