Resources

Resources

Resources

Being tech savvy will help protect your finances

Today's world has a new peril called cyber-attacks they happen every day. Don't let it happen to you! Below are a few tips to help you on your way to being tech savvy.

Protect

P – Proceed with caution when using personal checks or giving out personal information on any forms.

R – Require Strong Passcodes – Do not use easily guessable information (dog names, address, date of birth, etc.) and never use the same password twice.

O – Open only emails that you recognize-be sure to look behind the email address and do not click on a link in an e-mail

T – Think about what you post – criminals are watching.  By advertising your current location, you are letting them know that you are out of town with an empty house.

E – Expect phishing so slow down when you are responding to emails and read the fine print.

C – Check security settings on social media accounts, email accounts, phones, etc. to make sure sensitive information protected, especially after updates.

T – Trust your instincts—Use your common sense.   You do not have to respond to everything if it doesn’t feel right

Yourself

Y – Don’t say yes or your name on the phone – they can be recording your voice.

O – Opt out- do not fill out surveys just because they ask.

U – Uber Protection – If you are leaving from home, set your pickup down the street and walk. Do not give them your home address.

R – Read app(lication) agreements – nothing is for free.  Be smart about providing as little information as possible.

S – Never give out your Social Security Number (just because they ask for it).

E – Explore safely- Prepare ahead of traveling to ensure your home and finances are protected. Set alerts set for credit cards and bank accounts when traveling.

L – Lock your cellphone—always use a VPN on your phone and computer.

F – Fingerprints – Be cautious about providing this information. Disney uses them for your Magic Band but tries to protect the use of them.

Downloadable Tax Forms

These links will let you download the Internal Revenue Service’s most frequently requested tax forms. Clicking on one of these links will download a PDF version of the form directly from the Internal Revenue Service website.

Downloadable Tax Publications

These links will let you download a number of very useful tax publications from the Internal Revenue Service. Clicking on one of these links will download a PDF version of the publication directly from the Internal Revenue Service website.

Current Tax Rates

Please note: Tax rates are for the 2020 tax year and will be updated to the 2021 rates after April 15, 2021.

Married Filing Jointly

RateMinimumMaximum
10%$0$19,750
12%$19,751$80,250
22%$80,251$171,050
24%$171,051$326,600
32%$326,601$414,700
35%$414,701$622,050
37%$622,051N/A

Married Filing Separately

RateMinimumMaximum
10%$0$9,875
12%$9,876$40,125
22%$40,126$85,525
24%$85,526$163,300
32%$163,301$207,350
35%$207,351$311,025
37%$311,026N/A

Single

RateMinimumMaximum
10%$0$9,875
12%$9,876$40,125
22%$40,126$85,525
24%$85,526$163,300
32%$163,301$207,350
35%$207,351$518,400
37%$518,401N/A

Head of Household

RateMinimumMaximum
10%$0$14,100
12%$14,101$53,700
22%$53,701$85,500
24%$85,501$163,300
32%$163,301$207,350
35%$207,351$518,400
37%$518,401N/A

Resources

Financial Infographics

Resources

Useful Links

We’ve provided you with a list of helpful links to help you find information that interests you. If there are other links you believe would be useful, email us to let us know.

Should I partner with ZFA in managing my investments?

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and provide you with the highest level of service.

Enter your email address to receive our newsletters and insights into the industry.